Truth File MRT-0417 · v2 · signed 27.08.2026 · inspector of record Selected

2022 Mazda CX-5 GS AWD — the understated winter commuter.

Number
MRT-0417
VIN
JM3KFBCM•••••3714 · full VIN on the PDF
Odometer
61,200 km
Inspected
27 August 2026 · Winnipeg · Inspector of record
Version
2 of 2 · verify →
Collections
The Winter CollectionThe Daily Uniform

Signed before listing. The eight promises →

Scorecard

1 to 5. Rubric: the Standard.

  • Mechanical
  • Winter readiness
  • Near-term repair risk
  • Fuel economy
  • Practicality
  • Financeability
  • Market value

Fuel 3: mid-pack, nothing wrong. Repair risk 4: rear pads due.

History

CARFAX Canada, 27.08.2026.

AccidentsNone reported
LiensNone · PPSA 27.08.2026
Owners1, private, Winnipeg
RegistrationManitoba since new, May 2022
OdometerConsistent, 6 records · 61,200 km
StatusNormal · no salvage, rebuilt, flood, theft
Service records6, Mazda dealer · last oil 58,900 km
Open recallsNone

Inspection

140 points. Abbreviated; all on the PDF.

Mechanical · 32 · all pass

  • Engine: no leaks, noise
  • Transmission: clean cold and warm
  • AWD: engages, no bind
  • Suspension: no play
  • Steering: on-centre, no knock
  • Exhaust: no leaks

Winter readiness · 14 · all pass

  • Block heater: 400 W
  • Battery: 640 CCA vs 590 spec
  • Coolant: −45 °C
  • Remote start: factory, tested
  • Heated seats, wheel
  • Clearance: 200 mm

Repair risk · 18 · 1 due

  • Rear pads 30 %: due
  • Front pads 65 %
  • Rotors: in spec, no lip
  • Drive belt: no cracking
  • Model issues: none
  • Fluids in range · trans service 64,000 km

Fuel economy · 6

  • Rated 9.3 / 7.4 L/100 km
  • Observed 8.6
  • Tire pressure at placard

Practicality · 22 · all pass

  • Seats 5 · LATCH 2, seat-tested
  • Cargo: 875 L seats up
  • Tow 907 kg, no hitch
  • Doors, windows, locks
  • Infotainment, camera
  • Lights, wipers, horn

Financeability · 8

  • 4 years · under 80,000 km
  • Every lender tier
  • Clear title, no lien

Market value · 10

  • 5 comparables, below
  • Below median, stronger file

Measured

Tire depth7 / 7 / 6 / 6 mm LF / RF / LR / RR · all-season · winter set 8 mm
Brake life65 / 65 / 30 / 30 %
Battery640 CCA · 590 spec · 14 months
Stored codesNone
Road test32 km, city and Perimeter. Straight, no vibration to 110 km/h, brakes even, no wind noise. Hatch-trim tick on rough road: pin 04.

Winter kit

What January tests.

Block heaterFactory, cord at grille
Remote startFactory fob
TiresAll-season 7 / 7 / 6 / 6 mm · winter set on rims, 8 mm
Heated seatsFront · heated wheel
Ground clearance200 mm
Drivetraini-Activ AWD · engages under 0.5 s
Cold startFilmed at first −20 °C

Imperfection Map

Every flaw pinned, photographed.

  • 01Driver door edge: 4 mm chip, touched up.
  • 02Rear door: 60 mm scratch, not to primer.
  • 03Front bumper lip: 90 mm curb scuff.
  • 04Hatch trim: loose clip, re-clipped 27.08.2026. Noted in case it returns.

4 flaws · 0 dents · 0 paintwork · interior: bolster wear only

Expected maintenance

12 months or 20,000 km, shop rates.

ItemWhenEstimate
Rear brake pads and hardwareWithin 8,000 km$380
Transmission fluid service64,000 km$220
Cabin air filterNext oil service$60
Oil and filter, ×3Every 8,000 km$270
Winter tire swap, ×2November, April$120
12-month reserve$88 / month$1,050

True Monthly uses the $60 band for a 4-year, 60,000 km car. Year one runs higher: rear pads. Both shown.

Market position

Five Manitoba listings, 27.08.2026.

ListingKmHistoryPrice
2022 CX-5 GS AWD · franchise dealer, Winnipeg48,100Clean, 1 owner$29,995
2022 CX-5 GS AWD · franchise dealer, Winnipeg67,400Clean, lease return$28,495
2022 CX-5 GS AWD · independent, Brandon72,9001 minor claim$26,900
2022 CX-5 GS AWD · private, Winnipeg58,000Unverified$26,500
2021 CX-5 GS AWD · franchise dealer, Steinbach81,200Clean$25,900
MRT-0417 · MyRide61,200Clean, 1 owner, signed file, winter set$27,400

Median $26,900. We're $500 above: fewer km, one owner, winter set, this file. The two below us have a claim or no history. Better to explain $500 than hide a claim.

True Monthly

$598all-in, per month

Sticker $27,400 plus tax. You live with the left number.

Financing payment84 months · tier A · $7,700 trade or down$296
AutopacMPI rate group · driver factors vary$104
Fuel8.6 L/100 km · 12,500 km · $1.55/L$138
Maintenance reserveBanded by age and km$60
Winter tiresIncluded$0
True Monthly$598

A range until your tier is known. Method: MyRide Notes.

The judgment

Written by Ron. Never templated.

Best for
A commuter or small family: winter capability without a large SUV payment. Two child seats, not three.
Not for
Three rows, maximum cargo, towing over 900 kg. If fuel is your first number, a 2022 Civic commutes for $110 less a month.
Why we selected it
Reliable model, usable AWD, sensible fuel, restrained depreciation, one-owner file verified.
What we'd change if it were ours
Pads and transmission service in one visit this fall. Winter set on in early November, not at first snow.

Changelog

Every edit: new version, new line.

  • Day 62 · 27.08.2026 · v2Still here: two comparisons, both chose the other finalist for cargo. Added winter set, re-clipped trim, re-signed.
  • Day 40 · 05.08.2026Found loose hatch-trim clip. Pin 04.
  • Day 14 · 10.07.2026$27,900 → $27,400: two comparables listed below us.
  • Day 1 · 27.06.2026 · v1Inspected, photographed, signed, listed.

Send it to someone who'll argue with us.

Decisions take two.

Link

PDF

Mechanic

Second opinion

Verify this version →

Three ways further.

Or none. The file stays public.

Ask MyRide about this vehicle

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Ron picks. No phone number until your three are ready.

MRT-0417 · $598 true monthlyAsk MyRide